I would humbly suggest that the problem with the Silicon Valley Bank is due to incompetence and the tech industry being in the doldrums generally at the mid to smaller level, which is where the SVB were doing business.
Whether Biden should have bailed them out or not is another matter.
Not sure why the John Lewis thing was brought up here, or maybe I am

but again their problems more than likely stem from the ever increasing reliance on internet shopping.
But you chaps crack on lathering each others penises over this
